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Actions, Student Debt

No one should be stuck with crushing student debt. It’s far past time for policy and legislative changes that would help borrowers barely coping with student loan payments. Thanks to stories from you all, we know this has to be a two-part solution.

As advocates, we all have two tasks to forever solve this crisis—the first is to help borrowers currently struggling with loans. The second must be implementing measures that prevent any future students from suffering under the same weight 45 million borrowers are currently.

Over the past few decades, thousands of students have been defrauded by the predatory practices of for-profit colleges. Many have been left with ruinous student debt burdens, paired with no meaningful education or credentials to help them get good-paying jobs. With the shuttering of campuses associated with some the biggest names in for-profit higher education in recent years, it is clear that these institutions present one of the greatest risks to students.

But there is hope of stopping this. In response, Senators Maggie Hassan (D-NH) and Dick Durbin (D-IL) have introduced the Preventing Risky Operations from Threatening the Education and Career Trajectories of Students Act of 2019, also known as the PROTECT Students Act. This legislation aims to protect students and taxpayers from predatory practices of the for-profit college industry, and would hold them accountable when they engage in unfair, deceptive, and other fraudulent practices.

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