By Amir Salehzadeh
February 2, 2015
Caption : A report shows that 89 percent of young people qualify for free or reduced-cost health insurance.     

Misty Dawn Parker has been uninsured for most of her adult life.

But Parker decided to enroll in a bronze-level plan through the Affordable Care Act marketplace last year because, after receiving a federal subsidy, she was only paying $38.13 a month.

Her total federal assistance rings in at $190 a month.  As the February 15 open enrollment period rolls to an end, Parker is going to renew her health insurance through Covered California.

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CREDIT: Misty Dawn Parker

Health insurance is important to Parker because, she explains, “I never want to go broke in order to stay healthy.”

Parker goes on to say that she believes quality medical care “is a basic human right, and even though the [Affordable Care Act] isn’t the universal healthcare program I would like to someday see, it’s the best we’ve got and I support it because of that.”

If it were not for the federal subsidies she is receiving, Parker says she would not be able to access insurance. But instead, she saves a significant chunk of change every month that can be used for savings and other living costs.

Young Americans who think they are invincible should pay close attention to Parker’s story — early last year she sought medical attention because she came down with pneumonia. Without insurance, it is hard to imagine how Parker, or many others, could have afforded the price tag that is dropped on you after seeking medical attention.

A report shows that 19 million young adults lack health insurance coverage. These young adults are often referred to as “young invincibles” because these young people are often healthy and do not foresee any changes in that status. But a current clean bill of health does not mean that young people should not have insurance. An estimated 89 percent of young people across America could qualify for free or reduced health insurance.

“I’m very grateful to the ACA for making healthcare more reasonably priced and affordable for me and others in financial situations like mine,” Parker said.

Join Misty Parker and millions of others who are gaining insurance through the health insurance market place. As was the case with Parker, you probably qualify for a federal subsidy.

The new health law forbids any discrimination of coverage based on preexisting conditions or illnesses, one of the major staples of the law.

Visit healthcare.gov for more information about your health insurance options and to #GetCovered.

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