Generation Progress is coming to a city near you this summer! Find out more about We Are Progress.


FLOWCHART: Income-Driven Repayment Plans

  • Download the PDF

Income-driven repayment plans are designed to keep federal student loan borrowers’ monthly payments low and affordable. Monthly payments are adjusted each year based on changes to annual income and family size. You might qualify for Income-Based Repayment (IBR), Pay As You Earn (PAYE), or Revised Pay As You Earn (REPAYE) — use this chart to determine which one works best for you!

For more information and to enroll in IBR, PAYE, or REPAYE, contact the servicer of your student loan. To find your servicer, visit


Like this article? Then read this next:

Facebook Twitter Tumblr Email
By clicking and submitting a comment I acknowledge the Privacy Policy and agree to the Terms of Use. I understand that my comments are also being governed by Facebook, Yahoo, AOL, or Hotmail’s Terms of Use and Privacy Policies as applicable, which can be found here.